Sentinel Lifetime Loans

"Imagine being able to release some of the value you've built up in your home without having to move. Just thinking about it has probably brought a smile to your face."

Open the door to new financial freedom

Rather than just dream about the possibility, if you (and your partner) are aged 60 or over and own your own home, the Sentinel Lifetime Loan could open the door to a whole new lease on life.


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For the time of your life

The Sentinel Lifetime Loan is designed to allow you to take equity out of the value you have worked hard to build up in your home. Now, your bricks and mortar could be worth their weight in gold.

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The Sentinel Lifetime Loan is designed to last you the rest of your life and it will usually be repaid only when you die or move into long term care. It provides you with a lump sum using your home as security and, apart from the initial valuation fee, you will not have to make any payments for the life of the loan. Unlike traditional loans there are no monthly repayments - in fact there is nothing to pay until you decide to sell the house or upon your death.

Funds for whatever you please

Funds will be deposited into your bank account and you may use them for whatever you choose – new car, holidays, home improvements, assistance for children or grandchildren.

It’s entirely up to you.


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How it works

Let us explain in plain English how it works. It is very straight forward, there are no hidden costs and your solicitor is required to complete the contract to ensure your total protection. We are happy to call, without any obligation at all, and outline how you can enjoy life more in your retirement.


Greetings, we wish to thank you all for making our lives a whole lot easier. Since our Lifetime Loan we have purchased a new car, carpet all thru our unit, a new stove, a heatpump, a new vanity unit and bathroom lino and a new kitchen table and chairs, We would like to also thank Drew Garden, your Christchurch representative as he was courteous, kind and explained everything clearly.
Our standard of life is so much better.
Kindest regards....


Please email or phone us for details:


Lyn Panapa - Adviser
lyn.panapa@lifetime.net.nz

Ph (03) 372 1919


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Drew Garden - Senior Adviser
drew.garden@lifetime.net.nz

Ph (03) 379 0184